Life Insurance

Individual Life Insurance policies for people living in and around Southern WI

There are many types of life insurance but policies generally fall into two categories: Term insurance and Permanent insurance.

• Term Life Ins:  Provides coverage at a fixed rate of payments for a limited time.
• Whole Life Ins:  Policy that remains in force for your whole life.
• Universal Life Ins:  Permanent, premium payments are credited to the cash value of the policy.
• Key Man Protection:  Policies to compensate the business for losses incurred with the loss of a key income generator.
• Buy/Sell:   A method of funding in the event of a key persons death.

For added protection ask about the additional options available on your policy.

• Disability Income
• Child(ren) Rider
• Spouse Rider
• Waiver of Premium
• Accidental Death
• Return of Premium (R.O.P)

For a quick quote please complete the attached Life Ins Quote Request or contact (when you click on it takes you to the about/staff tab) a Schwartz & Shea Insurance specialist at 800-688-9068.

Request a Quote click here for a personalized life insurance quote.